Warning signs ::

We want to help you determine whether or not bankruptcy is the right solution for your problems. Answer "yes" or "no" to the following questions.

• Are creditors calling you at home or at work?
  
  
• Are you only making the minimum payments on your credit card debts?
  
  
• Are you falling behind with your mortgage payment?
  
  
• Are you taking cash advances from one card to make the payment on another card?
  
  
• Are you sometimes paying for your groceries with your credit card?
  
  
• Are you finding it difficult to make your car payment and your credit card payments?
  
  
• Have you used up your savings to pay for your bills?
  
  
• Have you considered taking an equity line of credit against your home to pay for your bills?
  
  
• Are creditors threatening to sue you or take a wage assignment against you?
  
  
• Have you let your car insurance lapse because you could not afford to make the payment?
  
  
• Are you losing sleep because you are worrying about your bills?
  
  
• Has your work or family life suffered because of your preoccupation with your bills?

If you answered "yes" to three or more of these questions, please call us. Filing a bankruptcy might be the solution to your problems. Don't put it off any longer - we can help.