Creditor Harassment
The Fair Debt Collection Practices Act clearly states that there are certain actions a creditor may not take when collecting a debt. If a creditor is harassing you, you may be able to recover damages with the help of a skilled bankruptcy attorney. At The Fox Valley Legal Group, we provide a free consultation so that you can discover if what you are experiencing is in fact creditor harassment.
No one has the legal right to harass you. We will fight for our clients' rights and ensure that justice is brought to those who violate the Fair Debt Collection Practices Act. It is illegal for a creditor to engage in the following:
- Verbal or physical abuse
- Threats and profane language
- Lying about the amount which is owed to the creditor
- Make known to the public that you have not paid your debts
- Calling you over and over with the intention of disturbing you
- Contact you directly after you have informed them you are represented by an attorney
- Contact you after you have submitted in writing a request for it to stop
- Disguise the caller ID
- Contact any of your neighbors in order to tell them you owe a debt
- Contact your co-workers about your debts
- Threaten to put you in prison
- Try to collect a debt that was discharged in bankruptcy
- Try to collect a debt that was the result of identity theft and all appropriate actions have been taken
- Lying about the consequences you must face if you do not pay
Unfortunately, these illegal actions take place with great frequency. When someone owes a debt they can sometimes be easily intimidated by the creditors' use of harassment. Sadly, this can contribute to the debtor not wishing to file a lawsuit. We are not intimidated by creditors and we know when they are violating the law. We will hold them accountable for their actions and protect the rights of our clients.
Are Creditors Harassing You?
If you feel a debt collector has used illegal methods to collect a debt from you or acted in an inappropriate manner, call us immediately. We have helped many clients recover damages from debt collector harassment and forced creditors to cease their actions.
Contact a Creditor Harassment Attorney
today to find out what you can do to fight creditor harassment.